Platinum Client Services
We are committed to your experience of optimism, confidence, freedom, happiness, and peace of mind about your financial future. You and your goals are the center of everything we do. We consider it our highest work to make it possible for you to fulfill all of the things that are important to you.
As a Platinum Client you can expect:
Comprehensive Fiduciary Financial Advice
Guidance that is empowering, consultative, conflict-free, customized, timely, understandable, actionable and wisdom based.
A World Class Investment Experience
A personalized portfolio, implemented for you, that is low cost, high-performing, well-diversified, evidence-based and appropriate for any market cycle.
Tax Minimization Strategies
Continuous review of your entire financial picture and recommendations to reduce your tax bill whenever and wherever possible. While we don’t prepare your tax return, we firmly believe your tax bill should be minimized within the limits of current tax law.
Leave a Legacy
You have worked, saved, and learned invaluable lessons in your time on the planet, and proper estate and legacy planning makes it possible for you to pass both resources and lessons on to your heirs and your community. Our relationship with you is one of trust, honor, and mutual respect. Life is better as a result of working with us. Your success is our success.
Here is a list of additional services we offer:
- Positioning of investments within your employer provided retirement plans such as 401(k)s, 401(a)s, 457s, 403(b)s.
- Detailed planning for all equity compensation including RSUs, ESPP, ISOs, NSOs, etc.
- Detailed mortgage analysis and services, including analysis of amortization schedule, whether you should refi, and referrals to Reverse Mortgage and traditional mortgage specialists.
- Analysis of your income needs now and in the future.
- Recommendations about the most appropriate distribution strategy to maximize the amount of money you can spend, and preserve your nest egg for the people and communities you love most.
- Recommendations for tax advantaged investments and solutions for new tax laws that can affect your situation.
- Review of your tax return and a complete report of your opportunities for minimizing income tax paid. We are available to work with your tax preparer to minimize your tax bill.
- Insurance recommendations including home, life, health, long-term care, auto and umbrella (we don’t sell insurance).
- Calculations for how much you should save for education costs (including college) and recommendations on the most appropriate type of account in which to save.
Organizing Your Financial Life
- Coaching on lifestyle trade-offs: How you think about and act with your money will be in alignment with your dreams, needs, goals and values.
- Cash flow coaching.
Your Estate and Legacy Plans
- We are available to meet with your heirs as well as your family attorney to ensure everything is coordinated as you envision it.
- Education for your children and heirs on family wealth planning and estate planning.
- We are your ally in fulfilling your community commitments. We support your stewardship and partner with you. Analysis and monitoring of your legacy plans,including: monitoring the beneficiaries of your accounts, assistance in transferring assets to your family trust, and guidance with the necessary and appropriate steps in the event of the passing of someone you love.
Communication with Us
- Regular meetings where we will not only review how you are tracking to your goals, but where we will also create, envision and collaborate with you on opportunities for you to fulfill your goals.
- Timely perspective and analysis of legislative or political events.
- Unlimited phone and email communication–we want to hear from you!